Axa Schengen Reviews

AXA offers several insurance policies that meet the requirements for a Schengen Visa. The Low Cost Schengen Area travel insurance starts from as little as €22 per week and covers medical expenses up to €30,000 in all Schengen countries. The Europe Travel insurance costs €33 per week and covers expenses up to €100,000. It also covers loss of documents or important items. The Schengen Multi Trip insurance is perfect for regular travelers and costs €328 for a year’s coverage. It offers the same benefits as Europe Travel but can be used throughout a year on multiple trips. Each trip must not last more than 90 consecutive days. Prices do not change according to age and include all taxes and all costs.

AXA Schengen offers several popular products and services. The Schengen Europe Travel Insurance is compliant with Schengen visa requirements and provides COVID protection. It covers medical expenses up to €30,000, repatriation, and 24-hour assistance. The Europe Travel plan offers extended protection for you and your family, covering medical expenses up to €100,000 in all Schengen countries, Ireland, and Great Britain. The Multi Trip Annual Plan offers similar coverage and is available for €328 per year. All these plans include COVID coverage under certain conditions. The insurance certificate can be obtained immediately online and is accepted by all consulates and embassies representing the 27 countries in the Schengen Area. Medical fees related to COVID-19 are covered in the terms, conditions, and exclusions established in the insurance policy. The covered countries include Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, as well as the United Kingdom, Bulgaria, Cyprus, Ireland, Romania.

The AXA Schengen insurance policy can be purchased on their website, axa-schengen.com. The person who makes the payment can be different from the insured individual. Once the payment is accepted, several documents will be available for download and will be sent via email. These include the General Terms and Conditions, Special Conditions, and the Insurance Certificate. The Insurance Certificate must be printed out and submitted to the consulate or embassy.

The payment methods used by AXA Schengen have been selected with maximum security in mind. Your passport number and that of your credit card are required when you take out a policy. If the consular authorities refuse to issue your visa, AXA Assistance will refund the full price of the policy. The reimbursement will use the same method as the initial payment, for example, a credit card.

The insured party, AXA Assistance, or one of their representatives may renounce the contract within 14 days following subscription to the insurance policy. However, the right of cancellation does not apply to short-term insurance policies of less than 30 days. When entering the Schengen area, the traveler must be able to present proof of medical insurance with his/her visa. If a medical incident occurs, you must call the AXA Schengen call center. If medical expenses are high, AXA Schengen will pay directly to the healthcare provider.

The AXA Schengen insurance policy can be purchased on their website. Once payment is accepted, the following documents will be available for download and will be sent by email: General Terms and Conditions, Special Conditions, and the Insurance Certificate. The policy must be purchased before your trip starts.

If the consular authorities refuse to issue your visa, AXA Assistance will refund the full price of the policy, subject to presentation of the letter of refusal. The reimbursement will use the same method as the initial payment.

The insured party, AXA Assistance, or one of their representatives may renounce the contract within 14 days following subscription to the insurance policy. Renunciation by the insured party may be notified by electronic mail, but must be followed by a registered letter addressed to AXA Assistance. However, the right of cancellation does not apply to short-term insurance policies of less than 30 days.

In case of a medical incident, you must call the AXA Schengen call center. If medical expenses are high, AXA Schengen will pay directly to the healthcare provider.

As for the shipping policy, it seems that all documents related to the insurance policy are sent electronically via email, so there doesn't appear to be a physical shipping policy.